Question: What Type Of Insurance Is BCBS FEP?

What is service benefit plan?

A current service benefit represents the amount of pension benefit accrued by an employee who actively worked during a given time period.

The current service benefit, when added to the prior or earned service benefit, represents the total value of an individual’s pension at any given time..

Does federal BCBS pay for gym memberships?

Blue365 offers you great discounts From top national and local retailers on fitness gear, gym memberships, travel, healthy eating options and much more. … Deals are always available and constantly being added. It’s completely free for Blue Cross and Blue Shield Service Benefit Plan members.

Does Blue Cross Blue Shield Federal cover nutritionist?

Insurance Coverage for Nutrition Counseling. Your nutrition counseling appointments may be covered if you are a member of BlueCross BlueShield, Medica or Medicare. It is your responsibility to contact a member services representative to verify coverage. Phone number is on the back of your card.

Is BCBS FEP a PPO or HMO?

Is this a national PPO product? FEP Blue Focus is a national PPO product but with no out-of-network benefits. The Preferred network is the same as Standard and Basic Option. Members must use Preferred providers to receive benefits.

What type of insurance is BCBS Federal Employee Program?

For 60 years, the Blue Cross and Blue Shield Service Benefit Plan, also known as the Federal Employee Program—or simply FEP—has provided health insurance to the federal employee workforce. We are proud to have been part of the Federal Employees Health Benefits (FEHB) Program since its inception in 1960.

Is Federal Blue Cross Blue Shield a high deductible health plan?

HDHPs have higher annual deductibles and out-of-pocket maximum limits than other types of Federal Employees Health Benefits (FEHB) Program plans. With an HDHP, the annual deductible must be met before plan benefits are paid for services other than in-network preventive care services, which are fully covered..

What is the deductible for federal Blue Cross Blue Shield?

Certain out-of-pocket costs do not apply if Medicare is your primary coverage for medical services (it pays first). Subject to the calendar year deductible: $350 per person or $700 in total for Self + One or Self & Family contracts.

Is Blue Cross Blue Shield standard better than basic?

BCBS Basic in many ways has lower cost-sharing (copays/coinsurance) than Standard. In addition, it has lower premiums.

Do doctors prefer HMO or PPO?

PPOs Usually Win on Choice and Flexibility If flexibility and choice are important to you, a PPO plan could be the better choice. Unlike most HMO health plans, you won’t likely need to select a primary care physician, and you won’t usually need a referral from that physician to see a specialist.

Which is better Blue Cross or Aetna?

Compare Aetna and Blue Cross Blue Shield side by side….What is Aetna and Blue Cross Blue Shield Insurance Rating?ComparisonAetnaBlue Cross Blue ShieldNAIC Complaint Index6.27 for individual health insuranceMarket Share Percentage4.53%14.1%Financial StrengthExcellentExcellentA.M. Best RatingA+A3 more rows

What is Blue Cross Federal?

The Blue Cross and Blue Shield Service Benefit Plan, also known as the Federal Employee Program® (FEP®), has been part of the Federal Employees Health Benefits (FEHB) Program since its inception in 1960. … They are responsible for processing claims and providing customer service to our members.

What is the provider number for BCBS Federal?

Member Questions Federal Employee Program® (FEP) members should visit the FEP website. Learn about insurance options for Individuals & Families or Employers, or get connected with your local Blue Cross Blue Shield company by calling 888.630. 2583.

Is Federal Blue Cross private insurance?

Blue Cross (BC) is considered private insurance. Blue Cross offers health insurance plans to many different groups of employees (teachers in different cities/counties, state employees, etc.) — the Federal Employee Program is just one of their products.

Is Blue Cross Blue Shield good health insurance?

Why we picked it: BCBS health care organizations offer nationwide coverage and six of its companies were included in the top 15 best health insurers by Insure.com. Of those six, the ones that have AM Best ratings for financial strength received an A or better. 4 A variety of plans are available to choose from.

What does PPO mean?

Preferred Provider OrganizationPPO, which stands for Preferred Provider Organization, is defined as a type of managed care health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network providers.