Which Credit Card Is Better Than HDFC Regalia?

Which credit card is best?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeBest Suited ForHDFC Regalia Credit CardRs.

2,500Travel & ShoppingIndianOil Citibank® Platinum Credit CardRs.

1,000FuelSBI SimplyCLICK Credit CardRs.

499RewardsCiti PremierMiles Credit CardRs.

3,000Air Miles6 more rows•Dec 22, 2020.

Which credit card has no annual fee?

Best Credit Cards with No Annual Fee Compared:Credit CardBest ForAnnual FeeCiti® Double Cash Card – 18 month BT offerCash Rewards$0U.S. Bank Visa® Platinum CardLow Interest Rates$0Bank of America® Travel Rewards credit cardTravel Rewards Points$0Petal® 2 Visa® Credit CardLimited / Fair Credit$05 more rows

Can I convert HDFC Regalia reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. … The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

How good is HDFC regalia credit card?

HDFC Regalia Credit Card is one of the Super premium credit cards issued by the bank which holds a prestigious status. It’s usually given to high net-worth individuals who have higher ITR or a better relationship value with the bank. Its loaded with whole lot of features with great reward points on every spend.

Which HDFC credit card is lifetime free?

Exclusive Festive Pricing Condition valid Between November 1 2020 to March 31, 2021Credit Card ProductAnnual Membership feesDefault Pricing conditionMoneybackRs.500/- feeLife Time freeBusiness MoneybackMillennia credit cardRs.1,000/- feeRegaliaRs.2,500/- fee12 more rows

What is the maximum limit of HDFC regalia credit card?

Rs.2 LakhsHDFC Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs. HDFC Diners Club Rewardz Credit Card Limit: Rs.

Is Regalia first credit card good?

HDFC Regalia First Credit Card offers its users with excellent rewards and benefits on shopping, travel and entertainment. Airport lounge access and exclusive dining privileges add to its benefits. In its fee range, HDFC Regalia First Credit Card is one of the best options.

Is HDFC millennia Card International?

International Usage: The HDFC Bank Millennia Debit Card for millennials is ideal when you travel overseas and require a secure means of payment. Use your Debit Card for International spends. To know more about the HDFC Bank Millennia Debit Card, click here.

Which card is better regalia or regalia first?

From above comparison chart, it’s quite evident that though Regalia and Regalia share the similar features, the benefits in Regalia First are lower than Regalia. This is quite expected as Regalia has higher income eligibility criteria and annual fees than Regalia First.

What is the limit of regalia credit card?

Rs.2 LakhsJoining Fees & ChargesJoining FeeRs.2,500 (Easy to get First year free)Renewal FeeRs.2,500Renewal Fee WaiverRs. 3 Lakh Annual SpendVariantsRegalia, Doctor’s Regalia, Business Regalia, Corporate RegaliaMinimum LimitRs.2 LakhsJun 1, 2020

What is the limit of Regalia first credit card?

So that’s how HDFC Regalia First came into existence – as a good replacement for Allmiles credit card….Joining Fees & Charges.Joining FeeRs.1,000 (Easy to get First year free)Renewal FeeRs.1,000Renewal Fee WaiverRs. 1 Lakh Annual SpendPayment NetworkVisa SignatureMinimum LimitRs.1 LakhsJun 1, 2020

Are HDFC millennia cards good?

To meet this very need, HDFC Bank has recently launched its Millennia Credit Card that provides bonus CashPoints on online shopping, lounge access, cashback on all spends and more, all at an annual fee of only Rs. 1,000. With multi-faceted benefits, it can be a good match for many.

What is the value of HDFC Regalia reward points?

The card also earns 4 points per Rs. 150 on general spending. The redemption rate for the rewards is 1 point = Rs. 0.30.

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

Is HDFC regalia credit card free?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.

How can I make my HDFC credit card lifetime free?

The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

Which HDFC credit card is best?

Top 10 HDFC Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows•Dec 24, 2020